What to do if your roof is leaking?
As seasonal logic goes, with Spring comes melting snow and regular storms. Homeowners in Troy, MI will be especially familiar with that as the snow melts off our rooves and we get to see our homes without snow again. During this time, you may encounter a roof leak in the form of melted snow or rainwater on the interior of your attic or ceiling. A roof leak can happen in any number of ways, the key is to remain calm. Your local roofing company, like Swift Services LLC, often services roof leak repair and can the issue resolved. The first things to do when suspecting a roof leak on your roof however should be:
- Remain calm
- Locate the leak on the interior of your home if you can
- Take small measures to negate further damage
- Contain and remove the water
- Familiarize yourself with your roof insurance policy
While we do recommend taking simple measures to fix the problem of a roof leak, we firmly insist on leaving going up on the exterior of the roof to the professionals. Roofers are certified and understand how to navigate on the elevated surface that is your roof. More than likely, the surface will be slick from melted snow or rainwater and you could put your health in danger if deciding to venture onto your roof.
Does home insurance cover roof leaks?
Homeowners should familiarize themselves with their homeowner’s insurance policy the first moment they get the chance. The reason being that for something like a leak, there is generally outlined circumstances that will qualify the damages for an insurance claim while at the same time there are disqualifiers that prevent certain damages from being considered.
Depending on your homeowner’s insurance, the result of an accepted claim will help or completely pay for the damages sustained by a roof leak. This is under the assumption that the damages are under the covered peril of your policy. The most common theme of that is the damages happening in a way that could not be prevented or were not in any way left to deteriorate. What the latter in this case means is that the damages had not built up over time. What this means is if it’s from wear and tear or lack of maintenance.
In cooler areas like Troy, MI, a roof leak may appear through an ice dam building up and the water pooling as a result. It can also form from melting snow that gets trapped and seeps through damaged or loose shingles. Homeowners insurance can cover such circumstances but is less likely to do so if there were damages that could be noticed before the ice formed. The most important part of all roof damages is to familiarize yourself with your homeowner’s insurance and to understand the process before filing a claim.
How common are roof leaks?
Modern roofing has cut back the occasions of roof leaks to a massive degree. Especially with how shingle roofing has developed to be compact and resistant to the harsher weathers such as hail and heavy winds. At the same time, repairing shingled roofs has also become quite a bit easier especially with types of shingles that can be recycled due to the materials they are made up of.
The most common kind of roof leak, however, is when a roof sustains an impact. This includes things like hail and objects that were carried in heavy winds. Without either happening, it is rare for roof leaks to occur in uninterrupted shingles and roof surfaces. The most common places for roof leaks, in fact, are more so in spots where your roof meets another section of your home like vents, windows, and chimneys. Some of the most common roof leaks occur through faulty craftsmanship. This is often attributed to larger DIY repairs and other companies that make quick repairs that require more focus.
During storms when you locate a leak during a storm, the key is to remain calm. We firmly suggest never going out on your roof during a storm or occasion that would make it dangerous to you. The best method to fix such a leak is locating it on the interior of your roof and measuring it from the edges of your attic for later reference. Upon getting to the leak, an easy and fast patch can be with calk or roofing tar. Then sticking the roofing material or a material that could serve as a temporary patch until a roofer can provide further repairs.
How long can you leave a roof leak?
When you locate a leak, you should do everything within your power to get it patched to maintain the health of your roof. That said, we understand there are also circumstances where it’s not possible due to financial reasons or your chosen roofer’s schedule. At this point, you do not need to panic. The general roof is meant to last two or three decades with a low amount of upkeep. When you can patch the hole or prevent further damage, the leak can be less if not an issue for years. One of the most common events when leaving a roof leak without repair is the formation of mold and mildew. Mold can grow into something that affects a person’s health within twenty-four to forty-eight hours. That is one of the most important reasons to catch leaks and clean the resulting water quickly. While it can dry out, mold never truly dies. When it gets reintroduced back to a source of moisture, it will begin the process of producing and sending out spores again. That is why when finding a roof leak, you should make it a priority to plug it and repair your roof. If you live in Troy, MI, Swift Services LLC can help you with one call to 248-835-1135 today to set up an appointment.